html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Arial, sans-serif;
  color: #1C1C1C;
  background-color: #ffffff;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

h1, h2, h3 {
  margin-bottom: 16px;
}

p {
  margin-bottom: 12px;
  line-height: 1.6;
}

.btn-primary {
  background-color: #014C3A;
  color: #E8F0ED; 
  padding: 6px 20px;
  border-radius: 8px;
  text-decoration: none;
  display: inline-block;
  font-size: 15px;
  font-weight: 400;
  line-height: 1.2;
  transition: background-color 0.3s ease;
  font-family: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  box-shadow: none;
  border: none;
  white-space: nowrap;
  text-align: center;
}

.btn-secondary {
  border: 2px solid #005C4B;
  color: #005C4B;
  padding: 10px 22px;
  text-decoration: none;
  border-radius: 4px;
  display: inline-block;
}

.btn-start {
  position: relative;
  overflow: hidden;
  z-index: 1;
}

.btn-start::before {
  content: '';
  position: absolute;
  top: 0;
  left: -75%;
  width: 50%;
  height: 100%;
  background: linear-gradient(
    to right,
    rgba(255, 255, 255, 0) 0%,
    rgba(255, 255, 255, 0.6) 50%,
    rgba(255, 255, 255, 0) 100%
  );
  transform: skewX(-20deg);
  z-index: 2;
  opacity: 0;
}

.btn-start:hover::before {
  animation: shine 1.5s forwards;
  opacity: 1;
}

@keyframes shine {
  0% {
    left: -75%;
    opacity: 0;
  }
  20% {
    opacity: 1;
  }
  100% {
    left: 125%;
    opacity: 0;
  }
}

@media (max-width: 1200px) {
  .hero-content h1 {
    font-size: min(4vw, 48px);
  }
  
  .hero-content p {
    font-size: min(1.5vw, 18px);
  }
  
  .btn-primary, .btn-secondary {
    font-size: min(1vw, 14px);
    padding: min(0.8vw, 10px) min(1.8vw, 20px);
  }
}

/* Header */
.header {
  background-color: #ffffff;
  box-shadow: 0 2px 10px rgba(0,0,0,0.1);
  padding: 18px 0;
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
}

.header nav a, 
.header-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 1400px; 
  margin: 0 auto;
  padding: 0 60px;
}
.nav-link,
.navbar a {
  font-size: 18px; 
  font-weight: 500;
  color: #333;
  text-decoration: none;
  padding: 0 15px;
  transition: color 0.3s ease;
}

body {
  padding-top: 80px; 
}

/* Hero */
.hero {
  height: calc(100vh - 80px);
  width: 100%;
  position: relative;
  overflow: hidden;
  background-image: url('banner.jpg'); 
  background-size: cover;
  background-position: center top;
  background-repeat: no-repeat;
  padding-top: 0; 
  margin-top: 0;
}

.logo {
  font-weight: bold;
  font-size: 24px;
  color: #00453E;
  margin-left: 80px; 
}

.logo-img {
  height: 70px; 
  width: auto;
}

@media (max-width: 768px) {
  .logo-img {
    height: 55px;
  }
}

.nav {
  display: flex;
  align-items: center;
  margin: 0 20px; 
}

.nav a {
  color: #333;
  text-decoration: none;
  margin: 0 25px; 
  padding: 10px 0;
  font-size: 20px; 
  font-weight: 600; 
  position: relative;
  transition: color 0.3s ease;
}

/* Hero */
.hero {
  position: relative;
  width: 100%;
  height: 100vh; 
  overflow: hidden;
}

.hero img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-content {
  position: absolute;
  top: 45%;
  left: 15%;
  transform: translateY(-50%);
  text-align: left;
  width: 50%;
  z-index: 2;
}

.hero-content h1 {
  font-size: 4vw; 
  font-weight: 600;
  margin-bottom: 1.5vw;
  color: #fff;
  line-height: 1.2;
  text-shadow: 0 2px 4px rgba(0, 0, 0, 0.3);
}

.hero-content p {
  font-size: 1.5vw;
  margin-bottom: 2vw;
  color: rgba(255, 255, 255, 0.9);
  line-height: 1.5;
  max-width: 40vw;
}

.hero-buttons {
  display: flex;
  gap: 1.5vw;
  margin-top: 2vw;
}

.btn-primary, .btn-secondary {
  padding: 0.8vw 1.8vw;
  border-radius: 0.3vw;
  font-size: 1vw;
  font-weight: 500;
  text-decoration: none;
  transition: all 0.3s ease;
}

.btn-primary, 
.open-account-btn,
button[class*="Account"] {
  background-color: #005544;
  color: white;
  padding: 12px 24px;
  border-radius: 4px;
  text-decoration: none;
  font-size: 18px;
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: background-color 0.3s ease;
  display: inline-block;
  text-align: center;
}

.btn-explore {
  background-color: #E5C36B
}

.btn-explore:hover {
  background-color: #C0933C;
}

.btn-secondary {
  background-color: transparent;
  color: white;
  border: 1px solid white;
}

@media (max-width: 1200px) {
  .hero-content h1 {
    font-size: min(4vw, 48px);
  }
  
  .hero-content p {
    font-size: min(1.5vw, 18px);
  }
  
  .btn-primary, .btn-secondary {
    font-size: min(1vw, 14px);
    padding: min(0.8vw, 10px) min(1.8vw, 20px);
  }
}

/* About */
.about {
  background-color: #f9f9f9;
  padding: 80px 40px;
}

.about-inner {
  display: flex;
  justify-content: space-between;
  align-items: stretch; 
  gap: 60px;
  max-width: 1200px;
  margin: 0 auto;
}

.about-text {
  flex: 1 1 0;
  display: flex;
  flex-direction: column;
  justify-content: center; 
}

.section-title {
  font-size: 28px !important;  
  font-weight: 700 !important;
  color: #0C4840 !important;
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 24px;
  letter-spacing: 0.5px;
}

.section-title .line {
  width: 40px;
  height: 3px;
  background-color: #014C3A;
  display: inline-block;
  border-radius: 2px;
}

.about-lead {
  font-size: 18px !important;  
  font-weight: 700 !important;
  color: #014C3A !important;
  margin-bottom: 18px;
  line-height: 1.6;
  letter-spacing: 0.2px;
}

.about-desc {
  font-size: 16px !important;  
  font-weight: 400;
  color: #444 !important;
  line-height: 1.8;
  margin-bottom: 32px;
  max-width: 96%;
}

.about-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px 24px;
  padding: 0;
  list-style: none;
  margin: 0;
}

.about-features li {
  display: flex;
  align-items: center;
  font-size: 16px !important; 
  color: #1d1d1d;
  font-weight: 500;
}

.check-icon {
  width: 24px;
  height: 24px;
  background-color: #014C3A;
  border-radius: 50%;
  display: inline-block;
  margin-right: 10px;
  position: relative;
  flex-shrink: 0;
}

.check-icon::before {
  content: '';
  position: absolute;
  top: 5px;
  left: 7px;
  width: 7px;
  height: 12px;
  border: solid #fff;
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}

.about-image {
  flex: 0 0 640px;
  display: flex;
  align-items: center; 
  height: auto;
}

.about-image img {
  width: 100%;
  max-width: 640px;
  height: 100%;
  object-fit: cover;
  border-radius: 16px;
  display: block;
  min-height: 420px; 
}

/* Services */
.services {
  background: #181A1B !important;
  color: #fff !important;
  padding: 100px 0 80px 0 !important;
}
.services .container {
  max-width: 1400px;
  margin: 0 auto;
  text-align: center;
  padding-left: 0;
  padding-right: 0;
}
.services .section-title {
  display: block;
  width: 100%;
  text-align: center !important;
  margin-left: auto !important;
  margin-right: auto !important;
  margin-top: 0 !important;
  margin-bottom: 0 !important;
  font-size: 32px !important;
  font-weight: 700 !important;
  color: #fff !important;
}
.services .section-title .underline {
  width: 48px;
  height: 4px;
  background: #00A89D;
  margin: 16px auto 0 auto;
  border-radius: 2px;
  display: block;
}
.services .section-subtitle {
  color: #bbb !important;
  font-size: 16px !important;
  margin-bottom: 48px !important;
  text-align: center !important;
}
.service-cards {
  display: flex;
  justify-content: center;
  align-items: stretch;
  gap: 40px;
  margin-top: 40px;
  flex-wrap: wrap;
  width: 100%;
}
.service-card {
  border: 2px solid #00A89D !important;
  border-radius: 16px !important;
  width: 400px !important;
  overflow: hidden;
  background: none !important;
  box-shadow: 0 0 24px rgba(0,168,157,0.10);
  display: flex;
  flex-direction: column;
  transition: transform 0.3s;
  margin-bottom: 24px;
}
.service-card:hover {
  transform: translateY(-8px) scale(1.02);
}
.service-icon-wrapper {
  background: #003638 !important;
  padding: 48px 0 0 0 !important;
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  height: 240px !important;
}
.icon-main {
  width: 170px !important;
  height: 170px !important;
}
.icon-badge {
  position: absolute;
  top: 28px;
  left: 28px;
  background: #014C3A !important;
  border-radius: 50%;
  width: 58px !important;
  height: 58px !important;
  display: flex;
  align-items: center;
  justify-content: center;
}
.icon-badge img {
  width: 48px !important;
  height: 48px !important;
}
.service-card-content {
  background: #111 !important;
  padding: 32px 28px 28px 28px !important;
  min-height: 180px;
  text-align: left;
}
.service-card-content h3 {
  color: #fff !important;
  font-size: 22px !important;
  font-weight: 700 !important;
  margin-bottom: 16px !important;
  text-align: left;
}
.service-card-content p {
  color: #bbb !important;
  font-size: 16px !important;
  line-height: 1.7 !important;
  margin-bottom: 0 !important;
  text-align: left;
}
@media (max-width: 1300px) {
  .service-card {
    width: 340px !important;
  }
}
@media (max-width: 1100px) {
  .service-cards {
    gap: 24px;
  }
  .service-card {
    width: 90vw !important;
    max-width: 400px !important;
    min-width: 260px !important;
  }
}

/* Platform */
.platform {
  background-color: #fff;
  padding: 100px 40px;
  text-align: center;
}

.platform .container {
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
}

.platform-heading {
  max-width: 800px;
  margin: 0 auto 48px;
  text-align: center;
}

.platform-heading .section-title {
  font-size: 32px;
  font-weight: 700;
  color: #005C4B;
  margin-bottom: 20px;
  text-align: center;
  display: block;
}

.platform-subtitle {
  font-size: 16px;
  color: #333;
  line-height: 1.7;
  margin: 0 auto;
  max-width: 680px;
}

.platform-inner {
  display: flex;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  gap: 60px;
  margin: 0 auto;
}

.platform-left {
  flex: 1 1 45%;
  display: flex;
  flex-direction: column;
  align-items: center;
  min-width: 320px;
  margin: 0 auto;
}

.platform-features {
  flex: 1 1 50%;
  list-style: none;
  padding-left: 0;
  text-align: left;
  margin: 0 auto;
}

.platform-features li {
  position: relative;
  margin-bottom: 32px;
  padding-left: 20px;
  color: #111;
  font-size: 14px;
  line-height: 1.6;
}

.platform-features li::before {
  content: '›';
  position: absolute;
  left: 0;
  color: #005C4B;
  font-weight: bold;
}

/* Features */
.features {
  background-color: #1d1e1f;
  color: #fff;
  padding: 100px 40px;
}

.features .container {
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
}

.features .section-title {
  font-size: 28px;
  font-weight: 700;
  color: #ffffff !important;
  margin: 0 auto 8px;
  text-align: center;
  width: fit-content;
}

.features .section-subtitle {
  font-size: 15px;
  color: #aaa;
  margin-bottom: 40px;
}

.features .underline {
  width: 48px;
  height: 3px;
  background-color: #00A89D;
  margin: 12px auto;
  border-radius: 2px;
}

.features-cards {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 32px;
}

.features-card {
  background-color: #121212;
  border: 1.5px solid #c0933c;
  border-radius: 12px;
  width: 320px;
  padding: 24px;
  text-align: left;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  position: relative;
  transition: all 0.3s ease;
}

.features-card:hover {
  transform: scale(1.05);
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.4);
  z-index: 2;
}

.features-icon-badge {
  background-color: rgba(0, 128, 128, 0.05); 
  border: 1px solid rgba(0, 168, 157, 0.2);
  border-radius: 50%;
  padding: 12px;
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.features-icon-badge img {
  width: 45px;
  height: 45px;
  filter: brightness(0) saturate(100%) invert(44%) sepia(93%) saturate(456%) hue-rotate(124deg) brightness(88%) contrast(93%);
}

.features-card h3 {
  font-size: 15.5px;
  font-weight: 600;
  margin-bottom: 10px;
  color: #fff;
}

.features-card p {
  font-size: 13.5px;
  color: #aaa;
  line-height: 1.6;
}


/* CTA */
.cta {
  background-color: #00453E;
  color: white;
  text-align: center;
  padding: 60px 20px;
}

.cta .btn-primary {
  margin-top: 20px;
}

.cta-section {
  background: linear-gradient(to right, #2c6c66, #578982); 
  padding: 80px 20px;
  text-align: center;
  color: #fff;
}

/* Disclaimer */
.disclaimer {
  background-color: #f9f9f9;
  padding: 60px 20px;
  font-size: 14px;
  color: #333;
  line-height: 1.75;
}

.disclaimer .container {
  max-width: 1200px;
  margin: 0 auto;
}

.disclaimer-title {
  font-size: 16px;
  color: #004d4d;
  font-weight: 700;
  margin-bottom: 20px;
  text-transform: uppercase;
}

.disclaimer p {
  margin-bottom: 16px;
}

/* Footer */
.footer {
  background-color: #fff;
  padding: 40px 60px 20px;
  font-family: 'Inter', sans-serif;
  color: #000;
}

.footer-top {
  max-width: 1200px;
  margin: 0 auto 32px;
  padding: 0 20px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 40px;
}

.footer-left {
  max-width: 220px;
}

.footer-logo {
  height: 36px;
  margin-bottom: 20px;
}

.social-icons img {
  width: 18px;
  margin-right: 12px;
  cursor: pointer;
}

.footer-middle {
  display: flex;
  flex-direction: column;
  gap: 10px;
  font-size: 14px;
}

.footer-middle a {
  color: #000;
  text-decoration: none;
}

.footer-right h4 {
  font-size: 14px;
  font-weight: bold;
  color: #005c4b;
  margin-bottom: 8px;
}

.footer-right p {
  font-size: 14px;
  display: flex;
  align-items: flex-start;
  margin-bottom: 8px;
  line-height: 1.4;
}

.footer-right img {
  width: 14px;
  margin-right: 8px;
  margin-top: 3px;
}

.footer-bottom {
  border-top: 1px solid #eee;
  padding-top: 16px;
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: #999;
  flex-wrap: wrap;
  gap: 10px;
}

.footer-bottom .legal-links a {
  color: #999;
  text-decoration: none;
  margin: 0 5px;
}

.footer-bottom .legal-links span {
  color: #ccc;
}